Car accidents and crashes, also called RTA’s (Road Traffic Accidents) can be devastating.
If you are ever injured in a road accident, it is important to find out whether you can claim compensation for your injuries. This information can save you critical time and money following an accident.
Possible Car Accident Compensation
Every driver in Ireland is legally obligated to carry third party car insurance. Therefore, if a driver causes injury to another party — even the driver’s own passengers the driver’s insurance may be responsible for paying compensation for those injuries.
In instances where you have been injured by a driver who does not carry third-party insurance (or who cannot be located after the accident), you may be able to claim compensation from the Motor Insurer’s Bureau of Ireland (MIBI).
Due to the Statute of Limitations accident victims have two years to file a compensation claim, so it is important to file as quickly as possible and to consult a solicitor.
What to do following a Car Accident
If you think you have a case for a claim after an accident, these steps can help you to obtain the best possible outcome:
- Following the car accident request the other driver’s information to include name, address, vehicle registration number, and insurance information, which can be found on the disc on a vehicle’s windshield.
- Offer your information to the other driver.
- Telephone the Gardaí immediately. If for some reason they will not attend the scene of the accident, report to the nearest Garda Station and request that they take the details of the accident.
- Seek medical attention as soon as possible if you think you have been injured.
Insurance information is crucial in filing your claim. A Garda report may also be important if the other party turns out to be uninsured or denies the accident even occurred. Keeping records from the medical care you have received, whenever you seek it, will help to establish what injuries are present as a result of the accident if necessary during the claim process.
You should not leave the scene of the accident until you have exchanged all information with the other driver and/or the Gardaí have told you that you may leave.
Do not assume that you cannot claim compensation because the other driver does not carry insurance, or because you do not think you have been injured as it may be that any injury has not yet shown its extent, due to the shock of the accident itself. The victims of these types accidents could, in some cases be denied compensation because they did not take the adequate steps following the accident in order to achieve the best possible outcome.